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Location
Bristol
Member since
2016

Charmaine's blog archive

2018 (1) 2016 (3)
Charmaine Oak

Charmaine Oak

Co-Founder/Director at Shift Thought Ltd
Message Message me Posts: 14 Comments: 14

Blogs

Innovation in Financial Services

Apple Pay Cash and the matter of trust

02 Jan 2018

Over more than a decade now we have seen the launch of mobile wallets and prepaid cards, the high hopes for them and an often lukewarm response from the customer, followed by a phased withdrawal. I have myself been involved in a number of launches, in roles at many different parts of the payments, banking and money transfer ecosystem. There have b...

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Openness versus Certainty of regulations - What is more enabling?

21 Nov 2016

Both openness and certainty are important to establishing what is termed as an “enabling” financial services(FS) regulatory environment. Firstly, what is an enabling regulatory environment? Just as plants would struggle to grow and survive without the right soil, climate and care, businesses too require the right mix to grow and thrive. For familie...

Innovation in Financial Services

New Subscribe and Save Offer from Amazon could prove sticky

20 Jan 2016

As I report that Amazon has been making further inroads into the UK online shopping market, I realise it is probably an under-statement. As it was our go-to provider long before the holiday season it is no wonder we availed of the great selection of offers during November/December. Free home delivery, the peace-of-mind from trouble-free returns an...

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Innovation in Financial Services

Payments - Looking back, looking forwards

03 Jan 2016

It is easy to find fault in company launches, but as a former product manager I fully understand the courage it takes to get there in the face of uncertainty, and the myriad factors that stand between you and success. So I invite you to take a few minutes to reflect with me on some of the things that went right last year. This is by no means a c

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